Skip to main content

Next Home Loans

Ireland Financial, First Home Loans, Next Home Loans, Refinancing, Investment Loans, Lenders

Ready to buy your next home?

We can help make it a reality!

Estimate your borrowing capacity, calculate your future repayments or find out how much sooner you could pay off your loan.

1

Let’s Get Started

It begins with a few minutes of your time to answer a few simple questions. After that, we'll arrange a meeting—either in person or online—to discuss your goals, opportunities, and the best path forward.
2

Your Objectives

Once we understand your needs, we'll research available products from our panel of over 40 lenders to find the loan options that best align with your objectives. All our clients receive a written recommendation which explains the pros and cons.
3

The Details

Found the product that’s right for you? We’ll prepare the paperwork ready for you to sign, so you can focus on the next steps.
4

Discover Your Borrowing Power

Once your pre-approval is approved, you'll know exactly how much you can borrow. This amount is valid for three months, giving you a clear budget for your house hunt.
5

Seal the Deal

After you've found the right property and made an offer, we’ll track your application to ensure it remains on track.
6

Settlement Day

Get ready for the big day—settlement! Enjoy the moment; we'll notify you as soon as everything is finalised and your lender releases the funds.

Next Home Buyer FAQs

What is a Bridging Loan?

A bridging loan, or bridging finance, is a short term loan which can be used to bridge the gap in borrowing requirements when you purchase a new home, but have not yet sold your old home. A bridging loan provides you with the necessary money to complete the purchase of your new home. Once your current home is sold, you can repay the bridging loan.

What are the Advantages and Disadvantages of Bridging Finance?

A key advantage of bridging finance is that it provides you with the flexibility to purchase a new home, even though you have not yet sold your existing home.

Bridging finance typically comes with higher interest rates and additional fees. Borrowers usually have a limited period of time to repay the bridging loan, eg 12 months.

Ireland Financial, First Home Loans, Next Home Loans, Refinancing, Investment Loans, Lenders

CONTACT US

Let’s get your next loan sorted!

CALL US

0413 195 126

BOOK APPOINTMENT

Schedule a consultation

ASK A QUESTION

How can we help?

© 2025 Ireland Financial.